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Credit Risk Manager
Job Details
Full Job Description
Credit Risk Manager | Competitive Salary Hybrid | Fintech
Location: Nottingham (Hybrid Available)
You are a data-driven Credit Risk professional looking to make an impact in the fintech space. We are a fast-growing lending company that's revolutionizing access to financial services for underserved communities.
The Role:
As our Credit Risk Manager, you'll lead the development and optimization of our credit decisioning strategies, leveraging advanced analytics to drive business growth while maintaining robust risk management frameworks.
Key Responsibilities:
Drive Credit Innovation & Risk Strategy:
You will shape the future of credit decisioning through custom scorecard development and validation.
You will partner with major credit bureaus to enhance risk segmentation.
You will architect advanced statistical models that revolutionize our credit risk assessment.
Lead Predictive Analytics:
You will build next-generation Probability of Default (PD) models.
You will transform raw data into powerful predictive insights.
You will pioneer A/B testing frameworks to optimize credit strategies.
Data Science & Stakeholder Impact:
You will turn complex credit data into clear, actionable business strategies.
You will lead data quality initiatives to ensure model excellence.
You will present game-changing insights to key decision-makers.
You'll thrive in this role if you love:
Solving complex credit risk challenges.
Working with cutting-edge predictive modeling.
Translating data science into business impact.
Driving innovation in financial inclusion.
Must-Have Qualifications:
A degree in Data Science, Statistics, Economics or related field.
Minimum 8+ Financial Services industry experience.
Minimum 5+ experience in UK & Right to work in UK.
Strong programming skills.
Advanced Excel proficiency.
Experience with large-scale data analysis.
Proven track record in credit risk modelling.
Must-Have Expertise:
A Data Science, Statistics, or Economics degree - your foundation in quantitative excellence.
A Financial Services background - you understand the industry's pulse.
Strong programming skills - or other programming languages.
Excel champion.
Ability to communicate technical insights to non-technical audiences effectively.
Process optimisation mindset.
Adaptable performer.
Bonus Points For:
Credit bureau data experience - highly preferred.
Salesforce & data visualization tools - preferable.
Why Join Us:
Competitive Salary.
25 days holiday (increasing to 30) + Bank Holidays.
Private Healthcare.
Hybrid working options.
Career growth in a scaling fintech.
Credit Risk Manager
QuidMarket Loans
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